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Personal Loans

The latest terms and conditions applicable to your Fluro Account:

Borrower Platform Terms and Conditions – March 2022 (PDF)

These terms apply to:

  • all new customers from the 1st of March 2022; and
  • current customers for all new loans from the 1st of March 2022

Current customers with loans before the 1st of March 2022 must refer to:

Borrower Platform Terms and Conditions – April 2016 (PDF)

Current customers with loans before 28 February 2022 must refer to Borrower Platform Terms and Conditions – April 2016. For purposes of the April 2016 terms, please read Lending Works Limited as Fluro Platform Limited and Lending Works as Fluro.

General Policies

Details of how we identify, manage, and mitigate conflicts of interest in relation to the Fluro platform:

Fluro Conflicts Policy (PDF)

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Fluro is a trading name of Fluro Platform Limited. Fluro Platform Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 723151), a member of Cifas (leaders in fraud prevention) and registered with the Information Commissioner's Office (ICO) (registration number ZA002001). Fluro Platform Limited is registered in England and Wales (company number 8302549) and its registered office is at 35-41 Folgate Street, London E1 6BX. All data from this website (including statistical or market data) is protected by © and may not be used for any purpose without a licence. © Fluro Platform Limited 2025. All rights reserved.